GROW YOUR WEALTH

“I need to feel gratified this second or I’m doomed.” — said no customer ever. Let’s cut through the noise for a second — no one really wants instant gratification. It’s become this buzzword that gets thrown around as if everyone’s dying for the next quick hit of satisfaction, but here’s the thing: what people really want is to buy in a way that fits their lifestyle. Whether that’s through loans, savings, or offers, what matters is the control and choice. People aren’t walking around saying, “I need to feel gratified this second or I’m doomed.” That’s not the way anyone thinks. What they’re saying is, “I want to live my life. I want to spend on what matters to me. I want options that make sense with how I manage my money.” For most of the post COVID time, ‘instant gratification’ is a convenient narrative that’s been pushed by those who profit from it. Sure, some people want to swipe and pay later, but it’s not about getting everything right now because they can’t wait. It’s about convenience, sure, but it’s also about flexibility. What people are really after is control over how they pay, spend, and manage their finances — whether it’s through savings, credit, or a smart offer that stretches their money a little further. I want to spend the way it fits into my lifestyle, not the way the financial system has decided I should. If that means using a loan to spread out the cost of something important to me, so be it. If that means dipping into my savings for something that aligns with my values, great. If it means hunting down the best deal or offer, you can bet I’m doing that too. But it’s not because I want things instantly. It’s because I want things intelligently. We’ve been conditioned to think it’s all about speed. The truth is, we’ve been sold this idea that speed is the ultimate goal. That getting what we want right now is the be-all, end-all of consumer happiness. The reality is, that’s just not true. Speed for the sake of speed is meaningless. Look at the way people actually spend. Take a second to think about the last big purchase you made. Did you just throw caution to the wind and swipe your card, thinking “Well, I need this NOW”? Probably not. You probably thought about it, weighed your options, checked your bank balance, maybe even looked at financing options to figure out the smartest way to buy. That’s what people are doing. They’re thinking about how to make their purchases work for them — not how to get things the fastest. The financial industry has this weird obsession with assuming that consumers are all about the rush, about swiping now and worrying later. But most people? Most of us are way smarter than that. We’re not blindly running after instant gratification. We’re thinking about how our purchases fit into our bigger picture. It’s about flexibility, not urgency. I want the flexibility to choose how I buy — whether that’s through cash, savings, or a loan. I want the option to pick what makes sense for me in that moment. And that’s not because I need it now. It’s because I want options that fit my lifestyle, not a one-size-fits-all solution that’s designed to keep me in the debt cycle. Sometimes, I’ll want to spread out payments with a loan because it works better with my cash flow. Other times, I’ll use the savings I’ve carefully built up because it’s important to me that I stay debt-free on certain purchases. And there are times when I’ll wait for an offer or discount because, well, who doesn’t love a good deal? It’s not about needing gratification in an instant — it’s about tailoring the financial experience to my life, my values, and my goals. Consumers want control, not just convenience. And that’s the real truth. Consumers aren’t looking for things to be faster — they’re looking for things to be smarter. We want the ability to control our finances in a way that makes sense for how we live, how we plan, and how we spend. We want the ability to mix and match — maybe use a loan here, pay cash there, or take advantage of a great deal when it pops up. It’s not about “now.” It’s about how. I want to live my life — on my terms. At the end of the day, it’s not about the gratification; it’s about making purchases that align with how I want to live my life. Sometimes that means paying now, sometimes it means paying later. What matters is that I get to choose the best path for me. I’m not chasing the dopamine hit of buying something on a whim — I’m thinking about how my financial decisions impact my life as a whole. And honestly, that’s the conversation we need to start having. It’s not about speed. It’s about options. It’s about control. It’s about creating financial tools that give people the ability to make the right decision for them, in whatever situation they’re in. So no, I don’t want instant gratification. I want to buy in a way that fits my life, my money, and my goals — on my terms. FAQs 1. What is Sav? Sav is a money-management app, allowing you to stick to your money goals, plan for the future, and spend confidently in the present.Your Sav card helps you meet your goals – just connect your bank account, top up your Sav card, choose goals you would like to set aside money for, and apply rules that automatically allocate funds toward your goals. The money set aside for your goals is safe. It is always available on your prepaid card and held with our partner financial institutions licensed by the CB UAE.You can use your Sav card to get additional rewards and cashbacks while spending. Check out our offer page to find the latest deals and promotions. 2. Is Sav a bank? No, ‘Sav Technologies Limited’ is a technology company registered in the Dubai International Financial …

“I need to feel gratified this second or I’m doomed.” — said no customer ever. Read More »

From “This is my bank” to “These are my options”: The new reality of finance Reality of Finance in a Multi-Bank, Multi-Product World: Where Do Loyalties Really Lie? My parents have been founders. They built their businesses from absolute scratch- and in the course of it, I got exposure an important aspect of Business – Money! Well, it was a dual income household too. Best part, as kids we were given a glimpse of the financial decision making process. It’s quite interesting to see how the financial world has shifted – both globally and locally. There was a time when one’s bank was practically their family’s bank. Our parents opened our first savings account when we were kids, and we stuck with that institution out of loyalty, trust, and a sense of stability. The bank was more than just a service – it was a relationship. Those days? They’re gone. (For another time, but now we are teaching our parents the product selection, the digital Apps and so much more). Coming back – today, in a world filled with open banking, fintech apps, BNPL services, and a slew of financial products that can all be accessed with a few taps, bank loyalty is dead. And if it’s not dead, it’s on life support. We live in a multi-bank, multi-product world. Think about your own financial life for a second. Chances are, you have accounts with multiple banks, you’re juggling more than one credit card, and you probably have an app or two that helps you track your spending, invest, or pay bills. That’s the norm now. We’ve moved from one-bank-for-life to whatever-works-for-my-life-right-now. It’s not just the tech-savvy millennials or Gen Z that are embracing this shift, either. This is happening globally, across age groups, across regions. People are realizing they no longer have to commit to a single institution for all their financial needs. Why should they? Banks used to have the monopoly on convenience. Now, the fintech ecosystem is all about flexibility. I’ve been lucky enough to observe this trend across different markets – from the GCC to APAC to (very recently) the West – and the same story plays out. People are taking charge of their financial choices in ways we’ve never seen before. They’re moving away from “This is my bank” to “These are my options.” In a multi-product world, loyalty isn’t to a brand – it’s to the experience. And that’s the game-changer. Loyalty isn’t built on history anymore; it’s built on who gets it right. The bank or app that gives me the best experience is the one I’ll use – for now. But the moment someone else does it better, offers me a more seamless interaction, or saves me time, I’m gone. This is where it gets interesting. It’s no longer just about rates or perks or even product variety. It’s about how these products fit into the broader ecosystem of your life. If one bank makes it easier to connect to all my accounts in one place, that’s the one I’m using. If another offers better data insights on my spending, I’m switching. It’s not personal; it’s just practical. But what about trust? I guess, this is where the human part comes in, and it’s something I’ve seen firsthand, especially in more traditional markets including UAE and KSA. Trust still matters. But it doesn’t come from brand recognition anymore – it comes from functionality. It comes from the feel of the product. When you connect multiple accounts, across different products, and give consumers real insights into their financial lives, that’s where trust is rebuilt. It’s no longer about walking into a bank branch and shaking someone’s hand; it’s about how well a product integrates into the flow of your life. People want control – real control – not just over their money but over the way they interact with their finances. They want the ability to switch between products effortlessly, to take advantage of whatever is best for them at the moment. And the platforms, apps, and banks that can facilitate that are the ones that will win. Financial selection is no longer about who has the best product. It’s about who fits into my world. I’ve seen this play out repeatedly in markets like the UAE and Saudi Arabia. There’s an entire generation coming up that isn’t married to one financial institution. They’re looking for flexibility. They want autonomy. They’re not interested in who has been around the longest or who their parents used – they’re interested in who can save them time, make them smarter with their money, and give them tools that actually work. And here’s the kicker: it’s not just about making things easier. It’s about anticipating what consumers want. We live in a world where people don’t even know what financial products they need half the time until the app in their pocket tells them. In a multi-bank ecosystem, the winners are the ones who can guide consumers effortlessly from one product to another without making them feel like they’ve even switched lanes. So, where does that leave banks? Banks need to rethink their position in this ecosystem. It’s no longer enough to be the all-in-one financial provider. People don’t want to be locked into one relationship – they want options. They want to mix and match, to take out a mortgage with one bank but hold their savings somewhere else, and maybe even invest through an entirely different app. Banks that try to hold on to their customers by forcing loyalty or locking them into products are going to lose. The successful ones are going to be the ones that partner, integrate, and enable choice. The future of finance is collaborative, not competitive. If I’ve learned anything from watching this shift play out, it’s that consumers will follow the path of least resistance. If one bank doesn’t let me connect my financial life in an easy, meaningful way, I’ll just move to the next one that does. This isn’t about the product anymore – …

From “This is my bank” to “These are my options”: The new reality of finance Read More »

The honest truth about money (That no one talks about) Let’s talk about money. Honestly. There’s a certain discomfort in admitting how we really feel about it, right? On one hand, money is this shiny thing that can get us everything — security, freedom, status. On the other hand, it’s also this constant pressure, this weight that hangs over our heads, dictating so many of our decisions. People love to glamorize money. Just scroll through Instagram, and you’ll see it: the success stories, the “hustle harder” mindset, the influencers telling you how easy it is to level up. And look, I’m all for building wealth and creating freedom for yourself. But let’s get real for a second — money doesn’t always feel empowering. Sometimes, it feels like a constant chase, an exhausting game where the finish line keeps moving. Here’s the honest truth: Money isn’t just a tool, it’s emotional. And that’s what nobody talks about. We live in a world where everyone is so focused on what money can buy that we forget what it costs — mentally, emotionally, even physically. We tell ourselves things like, “I’ll be happier when I hit X amount.” Or, “I’ll finally feel free when I have enough to never worry again.” But when you’re constantly chasing money, there’s always going to be something more, something else. The goalpost keeps shifting. And let’s not even start on the anxiety. The fear of running out. The guilt of not saving enough. The comparison trap when you see someone living a life you wish you had. I’ve felt it all, and I know I’m not alone. Money doesn’t exist in a vacuum. It’s tied to how we see ourselves, how we compare ourselves to others, and the weight of expectations society places on us. People love to throw around the idea that money buys happiness — and sure, it buys comfort. It buys options. It buys freedom in certain ways. But what it can’t buy is peace. That comes from how we manage it, how we feel about it, and most importantly, how we control it instead of letting it control us. I’ve worked with people who make a lot of money but are constantly stressed, and others who live on less but have complete control over their finances and a deep sense of calm. It’s not about the amount — it’s about the mindset. And, ironically, the biggest thing money buys isn’t something you can see or touch. It’s control. Control over your choices. Control over your future. Control over your time. It’s not about earning for the sake of earning. It’s about knowing that you can walk away from a bad deal, take a break when you need to, or invest in things that align with your values, because you’re in control of your financial life. But here’s where we get stuck — gratification. Instant gratification is the killer. I get it, though. It’s hard to say no to something you can get right now with just a swipe. We’re constantly sold this idea that we need to have it all, and we need to have it now. So we spend. We indulge. And then we feel the weight of those choices later. That’s the emotional rollercoaster of money. It’s tempting, it’s empowering, but it can also feel suffocating when it’s not handled right. So, what’s the real conversation we need to have about money? We need to talk about the importance of getting comfortable with it — getting real about what it means to you, not what society tells you it should mean. We need to build a relationship with money that’s based on control and clarity instead of impulse and anxiety. And that doesn’t mean being rigid or never spending — it means understanding the why behind your spending, knowing when to indulge and when to hold back. Because at the end of the day, the goal isn’t to just have money. The goal is to have a life where money works for you, not the other way around. Where you don’t have to keep up with anyone else’s version of success, because you’ve defined your own. Money feels complicated because it is complicated. But the more we get real about it — about what it makes us feel, and what we want it to do for us — the more power we take back. FAQs 1. What is Sav? Sav is a money-management app, allowing you to stick to your money goals, plan for the future, and spend confidently in the present.Your Sav card helps you meet your goals – just connect your bank account, top up your Sav card, choose goals you would like to set aside money for, and apply rules that automatically allocate funds toward your goals. The money set aside for your goals is safe. It is always available on your prepaid card and held with our partner financial institutions licensed by the CB UAE.You can use your Sav card to get additional rewards and cashbacks while spending. Check out our offer page to find the latest deals and promotions. 2. Is Sav a bank? No, ‘Sav Technologies Limited’ is a technology company registered in the Dubai International Financial Centre, Dubai, UAE, with registration number # 5474. Through our banking partnership with Mashreq Bank, VISA and NymCard, we provide VISA prepaid cards. 3. Does Sav issue bank accounts? No, Sav does not issue any bank accounts. Instead, Sav offers prepaid Visa cards issued by our partner bank, Mashreq Bank PSC, pursuant to their license from Visa. The money in your savings goals is always held with our partner bank in your individual Sav Card.  4. How is my Mashreq account different to the Sav account? At Sav, we do not issue any bank account. It’s a prepaid Visa card. Share article Instagram Linkedin Facebook-square Twitter-square

5 Ways to Save Money in the UAE The UAE is a land of dazzling skylines, world-class shopping, and exciting adventures. But amidst the glamour, keeping your finances in check can be a challenge. Fear not, budget-conscious explorers!Here are 5 tips to stretch your dirhams and experience the UAE without breaking the bank: 1. Be a Budgeting BossKnowledge is power, especially when it comes to your finances. Track your income and expenses to identify areas where you can cut back. There are many budgeting apps available, or you can create a simple spreadsheet to monitor your cash flow. Once you see where your money goes, you can make informed decisions about where to tighten your belt.2. Live Like a Local (When it Comes to Housing)Dubai may be known for its luxury apartments, but there are plenty of affordable options throughout the UAE. Consider areas farther from the city center, which often boast lower rents. Sharing an apartment with roommates is another great way to save on housing costs. If you wish to buy a home in Dubai you can read our Guide on how to plan for a house in UAE.3. Ditch the Taxi, Ride the MetroTaxis can quickly drain your wallet. The UAE has a fantastic public transportation system, with metros, trams, and buses connecting major cities. Not only is it affordable, but it’s also a great way to experience the local way of life.4. Master the Art of Home CookingEating out in the UAE can be pricey. Embrace your inner chef and whip up delicious meals at home. Explore local supermarkets and souks (markets) to find fresh ingredients at reasonable prices. Plus, home-cooked meals are often healthier than restaurant fare!5. Find Free FunThe UAE offers a surprising amount of free entertainment. Many museums have free admission days, and public beaches provide a beautiful (and free) way to soak up the sun. Explore parks, attend cultural events, or simply relax with a picnic in the sunshine. By following these tips, you can experience the wonders of the UAE without sacrificing your financial goals.Remember, a little planning and resourcefulness can go a long way!By incorporating these strategies and leveraging Sav App’s comprehensive features, you can transform saving from a chore into a seamless and rewarding experience. Remember, small, consistent steps lead to significant results. Start your saving journey today and unlock a brighter financial future with Sav! What is Sav App? Sav app will make you feel good about money with fun saving rules, and rewards for EVERY Dirham you save. We are ambitious, positive, and always focused on what matters most to people. How can I join Sav? You can start your savings journey with Sav by downloading our app – iOS or Android How does Sav help in saving money? Sav helps you to plan for your financially for your short term & long term savings goals. You can start your savings journey with Sav by planning, tracking & investing your money. For more, Download our app – iOS or Android. What is SNBL? SNBL stands for Save Now Buy Later, a concept that encourages sustainable spending.  What brand coupons does SAV offer? SAV offers coupons & vouchers for all top brands like Namshi, Noon, Under Armour, Lacoste, Clarks, Myprotien, Tommy Hilfiger, and more. Explore more coupons & Vouchers.  Where can I buy Noon coupons? You can get noon coupons at SAV coupons & vouchers. We also have coupons & vouchers from other top brands like Namshi, Aldo, fragrance & more.  How much discount does Namshi coupon give? Discount for Namshi coupon may vary according to your preference. It varies between the 5-20% range. You may check for Namshi coupon in our coupons collection. 

Where to Save Money? Mastering Your Finances with Sav In today’s world, financial goals can feel overwhelming. Between managing daily expenses and saving for that dream vacation or a comfortable future, it’s easy to feel lost. But what if we told you there was an app that could simplify saving, make it a breeze, and even reward you for your discipline?That’s where Sav comes in. We’re a UAE-based fintech app built around five core pillars designed to empower you on your financial journey. Today, we’re focusing on the cornerstone of healthy finances: saving. Identify Your Goals, Conquer Your Savings  The first step to successful saving is defining your goals. Are you saving for a dream vacation, a child’s education, or a secure retirement? Having a clear vision in mind fuels motivation and helps you prioritize your spending.Sav’s goal-based saving allows you to create personalized accounts for each goal. This not only keeps your saving organized, but also allows you to track progress and celebrate milestones. Automation: Your Secret Weapon  Sticking to a budget can be challenging. Sav simplifies this process with built-in automation tools like:  Salary Sorter: Automatically divert a portion of your salary directly into your savings goals as soon as it hits your account.  Round-Up Spare Change: Transform your everyday purchases into savings opportunities. Every time you use your Sav debit card, the transaction amount is rounded up, with the difference deposited into your designated savings goal.  Set and Forget: Schedule recurring transfers from your linked bank account to consistently fuel your savings.  Savvy Spending that Saves You More Sav doesn’t just help you save; it rewards you for smart spending habits. Our virtual debit card, powered by Visa and accepted worldwide, allows you to seamlessly manage your money. Every purchase you make with the Sav card rounds up the spare change, adding it to your savings goals.  Earning While You SaveWith Sav, saving goes beyond just accumulating money. We incentivize your financial discipline with our Sav Coins program. For every dirham you save, you earn 1 Sav Coin. These coins can be redeemed for exciting rewards like free coffees, movie tickets, and discounts on your favourite e-commerce platforms.  Save Together, Achieve Faster Sav’s unique Sav ID feature makes sending and requesting money between users a breeze. Need to split a dinner bill with friends? Just use your Sav ID for instant and free transfers.  Introducing Save Now, Buy Later (SNBL): A Revolutionary ApproachSav is proud to be the first app in the GCC region to offer SNBL. This innovative feature allows you to set a savings goal for a specific product and collaborate with the brand to achieve it faster. The brand contributes to your goal, making that dream purchase a reality sooner.  Sav: Your Partner in Financial WellnessSav is more than just a savings app; it’s your financial companion. We provide the tools, gamification, and secure environment (partnered with Mashreq Bank) to empower you on your path to financial freedom.  So, where should you save money? The answer is simple: Sav. Download the app today and unlock a world of convenient, rewarding, and secure saving. What is Sav App? Sav app will make you feel good about money with fun saving rules, and rewards for EVERY Dirham you save. We are ambitious, positive, and always focused on what matters most to people. How can I join Sav? You can start your savings journey with Sav by downloading our app – iOS or Android How does Sav help in saving money? Sav helps you to plan for your financially for your short term & long term savings goals. You can start your savings journey with Sav by planning, tracking & investing your money. For more, Download our app – iOS or Android. What is SNBL SNBL stands for Save Now Buy Later, a concept that encourages sustainable spending.  What brand coupons does SAV offer? SAV offers coupons & vouchers for all top brands like Namshi, Noon, Under Armour, Lacoste, Clarks, Myprotien, Tommy Hilfiger, and more. Explore more coupons & Vouchers.  Where can I buy Noon coupons? You can get noon coupons at SAV coupons & vouchers. We also have coupons & vouchers from other top brands like Namshi, Aldo, fragrance & more.  How much discount does Namshi coupon give? Discount for Namshi coupon may vary according to your preference. It varies between the 5-20% range. You may check for Namshi coupon in our coupons collection. 

Mastering Your Money in Dubai: How Sav Can Help You Reach Your Savings Goals Living in Dubai, a city renowned for its extravagance, managing your finances can feel like an uphill battle. But fear not, fellow residents! Here at Sav, we understand the importance of saving for your future, regardless of the city’s dazzling exterior. This blog is your one-stop guide to conquering your savings goals in Dubai. We’ll explore not only the challenges you might face but also the powerful tools Sav offers to help you achieve financial freedom.  Challenges of Saving in Dubai:  Dubai boasts a vibrant lifestyle, but that vibrancy often comes with a hefty price tag. Here are some common hurdles Dubai residents face when saving:  High Cost of Living: From rent and utilities to dining and entertainment, Dubai can be an expensive city.  Temptations to Spend: With world-class shopping malls and luxurious experiences around every corner, resisting impulse purchases can be difficult.  Lack of Budgeting Tools: Traditional budgeting methods can be tedious and time-consuming, leading to frustration and ultimately, a lack of progress. However, creating a budget plan is important.  Sav: Your Personalized Savings PartnerAt Sav, we believe saving shouldn’t be a chore. Our innovative app, built on five core pillars, empowers you to take control of your finances with ease:  Effortless Saving:Set up automated rules like “Salary Sorter” to effortlessly divert a portion of your income directly into your savings goals. Our “Round-up Spare Change” feature automatically rounds up your everyday purchases and adds the difference to your savings, making every transaction contribute to your future.  Gamified Engagement:Stay motivated with our gamified approach! Earn Sav Coins for every dirham you save, and redeem them for exciting rewards like free coffee, movie tickets, and e-commerce discounts. Achieve milestones and unlock badges to keep your saving journey fun and engaging.  Secure Spending:Every Sav user receives a virtual debit card linked to your savings goals. Use the card for your daily needs, and watch the spare change get rounded up and added to your savings with every swipe. The card is powered by VISA and offers global acceptance, giving you spending flexibility without compromising your goals.  Frictionless Transfers:Forget tedious bank transfers! Sav allows you to send and request money instantly and for free using just your unique Sav ID. This makes splitting bills with friends or paying rent a breeze.  Save Now, Buy Later (SNBL):This revolutionary feature, the first of its kind in the GCC region, allows you to collaborate with brands to save towards your dream purchase. The brand contributes to your goal, making that high-end item more attainable than ever.  Sav: Your Gateway to Financial FreedomDubai may be a city of indulgence, but with Sav as your partner, achieving your financial goals becomes a reality. Read our financial blogs or find us on LinkedIn to learn more and download the app today. Let’s embark on your savings journey together and turn your Dubai dreams into reality! What is Sav App? Sav app will make you feel good about money with fun saving rules, and rewards for EVERY Dirham you save. We are ambitious, positive, and always focused on what matters most to people. How can I join Sav? You can start your savings journey with Sav by downloading our app – iOS or Android How does Sav help in saving money? Sav helps you to plan for your financially for your short term & long term savings goals. You can start your savings journey with Sav by planning, tracking & investing your money. For more, Download our app – iOS or Android. What is SNBL SNBL stands for Save Now Buy Later, a concept that encourages sustainable spending.  What brand coupons does SAV offer? SAV offers coupons & vouchers for all top brands like Namshi, Noon, Under Armour, Lacoste, Clarks, Myprotien, Tommy Hilfiger, and more. Explore more coupons & Vouchers.  Where can I buy Noon coupons? You can get noon coupons at SAV coupons & vouchers. We also have coupons & vouchers from other top brands like Namshi, Aldo, fragrance & more.  How much discount does Namshi coupon give? Discount for Namshi coupon may vary according to your preference. It varies between the 5-20% range. You may check for Namshi coupon in our coupons collection. 

Mastering Your Money: Manage Expenses in the UAE Living in the UAE, with its vibrant lifestyle and exciting experiences, managing finances can sometimes feel like an uphill battle. But worry not, fellow residents! Sav, your friendly goal-based savings app, is here to equip you with the knowledge and tools to conquer your expenses and achieve your financial goals.At Sav, we understand that everyone’s financial journey is unique. Whether you’re saving for a dream vacation, a down payment on a home, or simply building a secure financial future, taking control of your spending is the first crucial step.Here’s a breakdown of our expert tips to help you manage your expenses in the UAE:  Track Your Spending: Knowledge is power, especially when it comes to your finances. Start by diligently tracking your spending for a month. There are numerous free budgeting apps available, or you can create a simple spreadsheet to categorize your expenses (rent, groceries, utilities, entertainment, etc.). Sav’s built-in spending tracker makes this process a breeze, allowing you to see exactly where your money goes. Embrace Automation: Why waste time and willpower on repetitive tasks? Sav’s automation features are here to simplify your life. Set up “Salary Sorter” to automatically transfer a portion of your paycheck directly to your savings goals. Activate “Round Up Spare Change” to painlessly save that leftover fils on every purchase with your Sav virtual debit card. Finally, “Set and Forget” allows you to schedule recurring transfers to consistently build your savings. Leverage Gamification: Gamifying your finances can make saving fun and engaging. Sav uses a gamified approach, rewarding you with Sav Coins for every dirham you save. These coins can be redeemed for exciting rewards like free coffees, movie tickets, and discounts on your favourite online stores. Imagine treating yourself to a guilt-free indulgence because of your smart saving habits! Conquer Daily Expenses with Your Sav Card: Your Sav virtual debit card is a powerful tool for managing your everyday spending. Top up your card from your existing bank account and use it for your daily purchases. Every swipe rounds up the spare change, adding it to your savings goals seamlessly. The card is secure, powered by VISA and accepted worldwide, giving you peace of mind and flexibility. Be Strategic with Rewards: Sav offers a compelling rewards program to incentivize your saving journey. Our “Save More, Earn More” campaign rewards users with noon gift vouchers for consistently saving a minimum amount. Additionally, we offer cashback on utility bills – a fantastic way to save while taking care of essential expenses. Remember: Manage expenses & smash savings goals in the UAE! Sav app: Auto-save, virtual card, rewards & more. Download & be a money master!Managing expenses is a marathon, not a sprint. Be patient, consistent, and celebrate your milestones. Sav is your partner in this journey, providing you with the tools, knowledge, and motivation to achieve your financial goals.Download the Sav app today and take control of your finances! What is Sav App? Sav app will make you feel good about money with fun saving rules, and rewards for EVERY Dirham you save. We are ambitious, positive, and always focused on what matters most to people. How can I join Sav? You can start your savings journey with Sav by downloading our app – iOS or Android How does Sav help in saving money? Sav helps you to plan for your financially for your short term & long term savings goals. You can start your savings journey with Sav by planning, tracking & investing your money. For more, Download our app – iOS or Android. What is SNBL SNBL stands for Save Now Buy Later, a concept that encourages sustainable spending.  What brand coupons does SAV offer? SAV offers coupons & vouchers for all top brands like Namshi, Noon, Under Armour, Lacoste, Clarks, Myprotien, Tommy Hilfiger, and more. Explore more coupons & Vouchers.  Where can I buy Noon coupons? You can get noon coupons at SAV coupons & vouchers. We also have coupons & vouchers from other top brands like Namshi, Aldo, fragrance & more.  How much discount does Namshi coupon give? Discount for Namshi coupon may vary according to your preference. It varies between the 5-20% range. You may check for Namshi coupon in our coupons collection.