Product
Company
Smarter money management, driven by AI.
Smarter money
Smarter money management, driven by AI.
management, driven by AI.
Built on data, intelligence, execution.
Built on data, intelligence,
Built on data, intelligence, execution.
and execution.
Fully licensed, regulated, compliant.
Fully licensed, regulated,
Fully licensed, regulated, compliant.
and compliant.
Smarter money management, driven by AI.
Smarter money
Smarter money management, driven by AI.
management, driven by AI.
Built on data, intelligence, execution.
Built on data, intelligence,
Built on data, intelligence, execution.
and execution.
Fully licensed, regulated, compliant.
Fully licensed, regulated,
Fully licensed, regulated, compliant.
and compliant.
Credit
SOON
Convert assets into a credit line.
Credit
SOON
Convert assets into a credit line.
Card
Get 5% cashback on all your spends.
Card
Get 5% cashback on all your spends.
Gold
Buy, sell or hold real vaulted gold.
Gold
Buy, sell or hold real vaulted gold.
Wealth
Invest in 10,000+ US Stocks & ETFs.
Wealth
Invest in 10,000+ US Stocks & ETFs.
Pockets
Goal-based money, neatly organised.
Pockets
Goal-based money, neatly organised.
MyMoney
AI Insights across multiple accounts.
MyMoney
AI Insights across multiple accounts.
Built on Open Banking.
Built on Open
Built on Open Banking.
Banking. Engineered
Engineered to Stay Ahead.
to Stay Ahead.
Engineered to Stay Ahead.
Built on Open Banking.
Built on Open
Built on Open Banking.
Banking. Engineered
Engineered to Stay Ahead.
to Stay Ahead.
Engineered to Stay Ahead.
Real-time aggregation, auto-sweeps, and AI-driven optimisation. Money that moves before you have to.
Real-time aggregation, auto-sweeps, and AI-driven optimisation. Money that moves before you have to.
Trust Is Our Currency.
Trust Is Our Currency.
Trust Is Our Currency.
Trust Is Our Currency.
Trust Is Our Currency.
Trust Is Our Currency.
We hold ourselves to the highest standards — not because we have to, but because trust is our currency.
Transparent By Design
Simple terms.
Zero hidden fees.
Privacy First
Your data is yours.
Full stop.
User-Aligned
We win when you win.
Not before.
Purpose-Built
If it doesn't add value,
we don't ship it.
Regulated.
Regulated.
Regulated.
Recognised.
Recognised.
Recognised.
Trusted.
Trusted.
Trusted.
Regulated.
Regulated.
Regulated.
Recognised.
Recognised.
Recognised.
Trusted.
Trusted.
Trusted.
Backed by the institutions that set the standard in the UAE and beyond.
Karim Shariff
Chairman, Sav
"Once a generation,
a market gets to skip
the legacy and write
its own rules…"
"The Gulf is not catching up to Western finance - it is leapfrogging it entirely, building embedded infrastructure where incumbents were never present to calcify.
Sav holds something rare: regulatory standing, consumer trust, and first-mover position in a geography that the world’s largest financial institutions fundamentally misread. The window is real. The architecture is being poured."
Purvi Munot
CEO, Sav
"Sav is designed to grow
with you, think ahead of
you, and work quietly
in the background…"
"We're building a more transparent way to interact with money. Sav is designed to grow with you, think ahead of you, and work quietly in the background to improve your financial outcomes. That's our promise."
Karim Shariff
Chairman, Sav
"Once a generation,
a market gets to skip
the legacy and write
its own rules…"
"The Gulf is not catching up to Western finance - it is leapfrogging it entirely, building embedded infrastructure where incumbents were never present to calcify.
Sav holds something rare: regulatory standing, consumer trust, and first-mover position in a geography that the world’s largest financial institutions fundamentally misread. The window is real. The architecture is being poured."Purvi Munot
CEO, Sav
"Sav is designed to grow
with you, think ahead of
you, and work quietly
in the background…"
"We're building a more transparent way to interact with money. Sav is designed to grow with you, think ahead of you, and work quietly in the background to improve your financial outcomes. That's our promise."
Karim Shariff
Chairman, Sav
"Once a generation,
a market gets to skip
the legacy and write
its own rules…"
"The Gulf is not catching up to Western finance - it is leapfrogging it entirely, building embedded infrastructure where incumbents were never present to calcify.
Sav holds something rare: regulatory standing, consumer trust, and first-mover position in a geography that the world’s largest financial institutions fundamentally misread. The window is real. The architecture is being poured."Purvi Munot
CEO, Sav
"Sav is designed to grow
with you, think ahead of
you, and work quietly
in the background…"
"We're building a more transparent way to interact with money. Sav is designed to grow with you, think ahead of you, and work quietly in the background to improve your financial outcomes. That's our promise."
Karim Shariff
Chairman, Sav
"Once a generation,
a market gets to skip
the legacy and write
its own rules…"
"The Gulf is not catching up to Western finance - it is leapfrogging it entirely, building embedded infrastructure where incumbents were never present to calcify.
Sav holds something rare: regulatory standing, consumer trust, and first-mover position in a geography that the world’s largest financial institutions fundamentally misread. The window is real. The architecture is being poured."Purvi Munot
CEO, Sav
"Sav is designed to
grow with you,
think ahead of you,
and work quietly in
the background…"
"We're building a more transparent way to interact with money. Sav is designed to grow with you, think ahead of you, and work quietly in the background to improve your financial outcomes. That's our promise."
The People Behind Sav.
The People
The People Behind Sav.
Behind Sav.
The People Behind Sav.
The People
The People Behind Sav.
Behind Sav.
A distributed team from banking, tech, data science, and design — building money that moves.
Guided by seasoned operators across banking and tech.
Karim Shariff
Board Member
Founder of Majlis Investment Management, investing across the Middle East, East Africa, and India. Formerly with Lehman Brothers' emerging markets practice and led SHUAA's global principal investment program.
Founder of Majlis Investment Management, investing across the Middle East, East Africa, and India. Formerly with Lehman Brothers' emerging markets practice and led SHUAA's global principal investment program.
Sandeep Chouhan
Board Member
36 years leading banks and fintechs across the Middle East, UK, and Asia. Former C-suite at Barclays, Morgan Stanley, Citigroup, & Mashreq, with deep governance, international expansion & digital transformation fluency across markets.
36 years leading banks and fintechs across the Middle East, UK, and Asia. Former C-suite at Barclays, Morgan Stanley, Citigroup, & Mashreq, with deep governance, international expansion & digital transformation fluency across markets.
Stewart Bromley
Board Member
34 years driving digital, operational, and change leadership across financial services. Former COO and CTO at Atom Bank, one of the UK's leading digital banks, with earlier senior roles at HSBC and first direct.
34 years driving digital, operational, and change leadership across financial services. Former COO and CTO at Atom Bank, one of the UK's leading digital banks, with earlier senior roles at HSBC and first direct.
Alongside a growing global team of engineers, builders, and marketers.
Legal & Regulatory
Connect With Us
Unit 205, Innovation One Tower, DIFC, Dubai, UAE
(9am-7pm GST, Mon to Sat)
Copyright © 2026 Sav.
Sav Technologies Limited (“Sav”) (F009281) is regulated by the Dubai Financial Services Authority (“DFSA”). It holds Category 4 license for advising on financial products, arranging deals in investments, advising or arranging on money services, and arranging credit and advising on credit with a Retail Client Endorsement. Sav is registered in Dubai International Financial Centre (“DIFC”) (5474) with its registered address at Unit IH-00-01-02-OF-01 Level 2, Innovation One, DIFC, Dubai, United Arab Emirates.
Sav Technologies Limited is a wholly owned subsidiary of Sav Technologies Inc. registered in Delaware, USA.
https://www.dfsa.ae/public-register/firms/sav-technologies-limited
The Sav Card is a prepaid card issued by NymCard Payment Services LLC, pursuant to a license by Visa. Visa is a registered trademark of Visa Inc. NymCard Payment Services LLC arranges and provides the Sav Card and is a regulated entity by the Central Bank of the UAE, holding a Category II License reference 08.01.02.001.2022.02 under the Retail Payment Services and Card Schemes Regulation.
All promotional materials are provided by Sav and are intended only for jurisdictions where it is authorized to provide services. They do not constitute an offer or solicitation to provide services in any jurisdiction where it is not permitted to do so. Information contained on this website is of a general nature only and does not consider your financial objectives or personal circumstances. Please visit our Disclaimer Notice page for further information.
Legal & Regulatory
Connect With Us
Unit 205, Innovation One Tower, DIFC, Dubai, UAE
(9am-7pm GST, Mon to Sat)
Copyright © 2026 Sav.
Sav Technologies Limited (“Sav”) (F009281) is regulated by the Dubai Financial Services Authority (“DFSA”). It holds Category 4 license for advising on financial products, arranging deals in investments, advising or arranging on money services, and arranging credit and advising on credit with a Retail Client Endorsement. Sav is registered in Dubai International Financial Centre (“DIFC”) (5474) with its registered address at Unit IH-00-01-02-OF-01 Level 2, Innovation One, DIFC, Dubai, United Arab Emirates.
Sav Technologies Limited is a wholly owned subsidiary of Sav Technologies Inc. registered in Delaware, USA.
https://www.dfsa.ae/public-register/firms/sav-technologies-limited
The Sav Card is a prepaid card issued by NymCard Payment Services LLC, pursuant to a license by Visa. Visa is a registered trademark of Visa Inc. NymCard Payment Services LLC arranges and provides the Sav Card and is a regulated entity by the Central Bank of the UAE, holding a Category II License reference 08.01.02.001.2022.02 under the Retail Payment Services and Card Schemes Regulation.
All promotional materials are provided by Sav and are intended only for jurisdictions where it is authorized to provide services. They do not constitute an offer or solicitation to provide services in any jurisdiction where it is not permitted to do so. Information contained on this website is of a general nature only and does not consider your financial objectives or personal circumstances. Please visit our Disclaimer Notice page for further information.
Legal & Regulatory
Connect With Us
Unit 205, Innovation One Tower, DIFC, Dubai, UAE
(9am-7pm GST, Mon to Sat)
Copyright © 2026 Sav.
Sav Technologies Limited (“Sav”) (F009281) is regulated by the Dubai Financial Services Authority (“DFSA”). It holds Category 4 license for advising on financial products, arranging deals in investments, advising or arranging on money services, and arranging credit and advising on credit with a Retail Client Endorsement. Sav is registered in Dubai International Financial Centre (“DIFC”) (5474) with its registered address at Unit IH-00-01-02-OF-01 Level 2, Innovation One, DIFC, Dubai, United Arab Emirates.
Sav Technologies Limited is a wholly owned subsidiary of Sav Technologies Inc. registered in Delaware, USA.
https://www.dfsa.ae/public-register/firms/sav-technologies-limited
The Sav Card is a prepaid card issued by NymCard Payment Services LLC, pursuant to a license by Visa. Visa is a registered trademark of Visa Inc. NymCard Payment Services LLC arranges and provides the Sav Card and is a regulated entity by the Central Bank of the UAE, holding a Category II License reference 08.01.02.001.2022.02 under the Retail Payment Services and Card Schemes Regulation.
All promotional materials are provided by Sav and are intended only for jurisdictions where it is authorized to provide services. They do not constitute an offer or solicitation to provide services in any jurisdiction where it is not permitted to do so. Information contained on this website is of a general nature only and does not consider your financial objectives or personal circumstances. Please visit our Disclaimer Notice page for further information.