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Company
Smart Investing
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Here's what's worth your attention:
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Sav Standard
Free
Sav Pro
99
(Incl. VAT)
5% Cashback
On All Purchases via Sav Card
Minimum Spend
In 30 days to qualify
500
On Eligible Spends*
500
On Eligible Spends*
Maximum Cashback
On Sav Card transactions
50
Every Month
500
Every Month
Category Limits
Cashback cap per category
200
Every Month
200
Every Month
My Money
AI-Powered analytics & insights
Bank Accounts
Up to 2 Accounts
Bank Accounts + Credit Cards
Up to 10 Accounts
PayDay Rewards
On top of your cashback cap
Up to
1,500
Every Month
Referral Rewards
Invite with your unique code
50
For Every Referral
50
For Every Referral
Scratch Cards
For every top-up via Lean*
Gift Card Offers
Across 200+ partner brands
Restaurant Offers
Across 200+ partner restaurants
Buy One, Get One
T&Cs Apply*
Buy One, Get One
T&Cs Apply*
Salon Offers
Across multiple partner salons
Up to 50% Discount
T&Cs Apply*
Up to 50% Discount
T&Cs Apply*
Card & Transactions
Physical Card
31.50
Free
Replacement Physical Card
31.50
31.50
Virtual Card
Free
Free
FX Transaction Fees
2.80%
2.30%
Charges Per Top Up
1.05
1.05
Contactless Payments
Free
Free
Digital Statements
Free
Free
Card Withdrawals
ATM Withdrawal Limit
Per Transaction & Daily Limits
5,000 Per Transaction
10,000 Per Day
5,000 Per Transaction
10,000 Per Day
UAE Cash Withdrawals
Mashreq Bank ATM, UAE
1 Free Per Month
2.10 for each after
5 Free Per Month
2.10 for each after
UAE Cash Withdrawals
Other UAE ATMs
2.10 Per Transaction
No Free Quota
2 Free Per Month
2.10 for each after
GCC Cash Withdrawals
Any ATM within GCC
11 Per Transaction
No Free Quota
11 Per Transaction
No Free Quota
Other Cash Withdrawals
Any ATM outside UAE & GCC
21 Per Transaction
No Free Quota
21 Per Transaction
No Free Quota
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Copyright © 2026 Sav.
Sav Technologies Limited (“Sav”) (F009281) is regulated by the Dubai Financial Services Authority (“DFSA”). It holds Category 4 license for advising on financial products, arranging deals in investments, advising or arranging on money services, and arranging credit and advising on credit with a Retail Client Endorsement. Sav is registered in Dubai International Financial Centre (“DIFC”) (5474) with its registered address at Unit IH-00-01-02-OF-01 Level 2, Innovation One, DIFC, Dubai, United Arab Emirates.
Sav Technologies Limited is a wholly owned subsidiary of Sav Technologies Inc. registered in Delaware, USA.
https://www.dfsa.ae/public-register/firms/sav-technologies-limited
The Sav Card is a prepaid card issued by NymCard Payment Services LLC, pursuant to a license by Visa. Visa is a registered trademark of Visa Inc. NymCard Payment Services LLC arranges and provides the Sav Card and is a regulated entity by the Central Bank of the UAE, holding a Category II License reference 08.01.02.001.2022.02 under the Retail Payment Services and Card Schemes Regulation.
All promotional materials are provided by Sav and are intended only for jurisdictions where it is authorized to provide services. They do not constitute an offer or solicitation to provide services in any jurisdiction where it is not permitted to do so. Information contained on this website is of a general nature only and does not consider your financial objectives or personal circumstances. Please visit our Disclaimer Notice page for further information.